United States and Canada Terms of Use
Please carefully read the following Terms of Use before exploring this Website and either accept or decline them by clicking on the link at the bottom.
The words ‘Intech,’ ‘we,’ ‘us’ or ‘our’ used herein refer to Intech Investment Management LLC (“Intech”) and ‘you’ or ‘yourself’ may refer to an individual, financial intermediary, consultant, company, or other types of entities visiting this website.
In continuing to access or use Intech’s website at www.intechinvestments.com (“Website”), you agree to be bound by the “Terms of Use” (collectively “Terms of Use”) applicable to your use of this Website and any information obtained from it. If you do not agree to these Terms of Use, please do not use this Website or download or read content from it.
If you are a retail or individual investor, then please leave this Website. The information is not authorized for use in a jurisdiction where distribution is not authorized and is not intended for distribution to retail clients. If you choose to access this Website from locations outside of the United States or Canada, you do so at your own initiative and risk, and are responsible for compliance with all applicable laws.
These Terms of Use have been drawn up in the English language at the express request of the parties. Les présentes modalités ont été rédigées en anglais à la demande expresse des parties.
If you meet the above requirements, and after agreeing to these Terms of Use, you will be able to bypass them when revisiting this Website.
Cookies: This website uses cookies to remember your preferences and to help us to improve the site through the use of web analytics. By continuing without changing your cookie settings we will assume that you are happy to receive cookies for these two purposes. For full details on how to manage our cookies and how we use them, please see our Cookie Policy as well as the Cookies section within our Privacy Policy.
Information contained on this Website is published solely for general informative purposes and is intended only for institutional investors, consultants, registered investment advisers (RIAs), financial advisers (FAs), and other financial intermediaries who are knowledgeable and experienced in the financial services market and investment products. If you are a retail or individual investor then please leave this website.
Past performance cannot guarantee future results. Investing involves risk, including fluctuation in value, the possible loss of principal and total loss of investment. You may get back less than your original investment. There is no assurance that the investment process will consistently lead to successful investing. As with all investments, there are inherent risks should be addressed. Information containing any historical information, data, or analysis should not be taken as an indication or guarantee of any future performance, analysis, forecast, or prediction. Current performance may be lower or higher than the performance information shown. Before investing in any investment strategy, please carefully consider the investment objectives, risks, charges and expenses.
Any portfolio risk management process discussed that includes an effort to monitor and manage risk, should not be confused with and does not imply low risk or the ability to control risk. No investment process can eliminate the possibility of negative random events driving performance for short periods. There is no guarantee that any investment strategy will achieve its objectives, generate profits, or avoid losses.
Investors should note that tax treatment in relation to any investment will depend on your individual circumstances and may be subject to change in the future. Intech does not provide any regulatory, tax or legal advice.
Although the information contained herein has been obtained from sources believed to be reliable, its accuracy and completeness cannot be guaranteed.
License
These Terms of Use grant you a limited, revocable, nonexclusive, non-transferable license to view, bookmark, download, store, and print the pages within this Website and the documents, graphics, and media incorporated on those pages. The pages within this Website may be used solely for personal, informational, and noncommercial purposes. You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer, redeliver, or sell any pages, data, information, software, products, or services obtained from this Website, unless you have obtained prior written permission from Intech.
Intech reserves all rights not expressly granted herein. You may download material displayed on this Website provided that you retain all copyright and other disclosures contained on the materials and do not modify them in any way.
Website Content
The views and information contained in materials and other content on this Website are intended to be general in nature and do not constitute investment advice or recommendations by the authors(s) or Intech. Materials are provided for informational purposes only, and are not an offer or recommendation of any security or investment product, or a prediction of future performance. Any views expressed on this Website were prepared based upon information available at the time such views were written. Changes or additional information could cause such views to change.
The information provided is not an offer to sell or solicitation or offer to buy any security and does not, in any way, constitute investment advice, legal, tax, or other advice. Information provided does not constitute an offer or invitation to anyone in any jurisdiction to invest in any Intech strategy, financial instrument, or use any Intech service where such offer or invitation is not lawful or to anyone to whom it is unlawful to make such offer or invitation, and it has not been prepared in connection with any such offer or invitation. You will bear the sole responsibility of evaluating the merits and risks associated with the use of any content on this Website before making any type of decision based on such materials.
Information posted that is based on past performance is not necessarily a guide to future returns and no representation or warranty, express or implied, is made regarding future performance. The value of investments and their returns can go down as well as up. Investing involves risk, including the loss of principal and fluctuation in value.
Changes to This Website and Terms of Use
We may revise these Terms of Use from time to time without any prior notice to you by posting a new version online, and you agree to be bound by such future revisions. It is your responsibility to periodically review this page to review any changes; the date on which these Terms of Use were last revised appears at the bottom of this page so that you can easily determine if we have made changes since you last time you reviewed these Terms of Use. Intech may modify, suspend, and restrict the use or availability of any portion of this Website without notice or liability, and reserves the right at any time and without notice to change, amend, or cease publication of any information on this Website. We may also terminate your access this Website at will and without notice.
Third Party Links, Content and Sites
Intech is not responsible for third party links, where applicable. Intech cannot control these sites and makes no representations, warranties, assurances, or endorsements regarding any information or security on those sites. Intech does not review, and cannot be responsible for, the content or continued accessibility of information posted by persons or entities that are not affiliated with Intech as well as third party sites that are linked to our Website, either with or without our permission. We do not represent or warrant that any information or services provided by such third parties are suitable, timely, accurate, complete, or reliable. You agree not to hold Intech liable for the content of any such site. No hypertext link to this Website may be established without our prior written consent, which applies regardless of the type of link used. The information on this Website must in no circumstances be copied in whole or in part on another Website, without our prior written consent. To request permission, please email info@intechinvestments.com.
With respect to institutional investors that have been referred to Intech’s website or downloaded content from the Savvy Investor website www.savvyinvestor.net, Intech pays Savvy Investor a fee for the promotion of Intech’s white papers and other content, as well as for lead generation of Savvy Investor members who have downloaded Intech-related content from the Savvy Investor website.
Identifying Information
By electing to use this Website, you agree to provide true, accurate, current, and complete information about yourself when prompted or at any time afterwards. This helps us to verify your identity as an institutional investor. You may not obtain or attempt to obtain unauthorized access to such parts of this site, or to any other protected materials or information, through any means not intentionally made available by Intech for your specific use.
We understand that you may have entrusted us with certain private information. Intech never sell lists or information about persons who register on its Website to anyone. However, it is sometimes necessary to share information with companies that perform administrative services for us or on our behalf. These companies are required to use this information only for the services for which we hired them, and are not permitted to use or share this information for any other purpose. For more information about our privacy practices and use of your information, please view our Privacy Policy.
Copyright and Trademark
All trademarks, service marks, logos, images, and icons (collectively “IP Marks”) are proprietary to Intech except those IP Marks that are the property of their respective owners. The content on this Website, including but not limited to text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, and code, is the property of Intech and is protected by U.S. and international copyright law. No permission is granted to copy, distribute, license, sublicense, modify, post, collect, harvest, scrape, or frame any text, graphics, video, audio, software codes, or user interface design or logos, except as otherwise provided in these Terms of Use.
Limitation of Liability and Indemnification
We are not liable to you in any manner in connection with this Website. Intech expressly disclaims all liability for errors and omissions on this Website and accessible content, and for the use or interpretation by others of information contained on this Website. As a condition of your use of this Website, you agree to hold Intech and its officers, directors, members, affiliates, and employees, and its third party providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to legal and attorney’s fees) arising from the use of this Website, or from your violation of these Terms of Use. If you live in a jurisdiction that does not allow the limitation or exclusion of liability or incidental or consequential damages, some or all of these limitations and exclusions may not apply to you.
Intech shall not be liable for any loss or direct, indirect, incidental, consequential, exemplary, punitive or special damages arising from the use of, or reliance on, any part of this Website. Intech is not responsible for any damage to your computer, software, modem, telephone or other property from your use of this Website.
Intech will not be liable for any loss or damage caused by viruses or other technologically harmful material that may affect your computer equipment, computer programs, data or other proprietary material due to your use of this Website or to your downloading of any material posted on it, or on any Website linked to it. Because all servers have limited capacity, you agree to not use this Website in any manner that could damage or overburden any Intech server, or any network connected to it. As a condition of your use of this Website, you warrant to Intech that you will not use this Website for any purpose that is unlawful or prohibited by these Terms of Use.
Information contained on this Website has been obtained from sources believed to be reliable and Intech takes reasonable precautions to ensure the material is current and accurate. However, no representation, warranty or condition, expressed or implied, is being made as to the accuracy or completeness of information contained on this Website as there may be inadvertent technical or factual inaccuracies and typographical errors. We reserve the right to make changes and corrections at any time without notice. Intech cannot be held liable for any direct or indirect consequence relating to the use of this information. All content on this Website is presented by the date published or indicated only, and may be superseded by subsequent market events or other reasons.
Access to this Website may be interrupted and may not always be accessible. Connectivity, and periods of volatile or unusual events, in particular, may affect systems availability or response time. We cannot be held responsible for any damages or losses, in particular but not limited to any damage caused by the interruption, withdrawal, or malfunctions of this Website or from any other cause relating to access to, inability to access, or use of this Website or these materials, whether or not the circumstances giving rise to such cause may have been within our control or of any vendor providing software or support services for this Website.
This includes failure of electronic or mechanical equipment or communications lines (including telephone, cable and internet), virus, unauthorized access, operator errors, theft, severe or extraordinary weather (including flood, earthquake, hurricane, tornado, volcano, or other acts of nature), war, insurrection, fire, terrorist act, riot, labor dispute and other labor problems, accident, emergency or action of government.
Disclaimer of Warranties and Severability
The information provided herein is provided “as is” and without warranties or conditions of any kind either expressed or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, continued availability, quality, accuracy, informational content, your particular purposes or needs, effort and system integration. No warranty or condition shall arise from any course of performance, course of dealing or usage of trade.
If any provision of these Terms of Use is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. Unless otherwise specified herein, these Terms of Use constitute the entire agreement between you and Intech with respect to this Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Intech with respect to this Website.
Prohibited Uses
You agree not to misuse this Website by knowingly introducing any type of virus, Trojans, worms, or other material that is technologically harmful and not attempt unauthorized access to this Website. Intech reserves the right to take all measures necessary to protect this Website, including denial or termination of access to this Website.
You agree not to directly or indirectly: use devices (including software) that are designed to provide repeated automated access to this Website, other than those made generally available by Intech, or to probe, scan, attempt to gain unauthorized access to this Website through hacking, password, or data mining, or any other means of circumventing any access-limiting, user authentication or security device, or to test the vulnerability of any system or network related in any way to this Website, without proper authorization; include “Intech,” any Intech trademark, any Intech officer, director, member, affiliates and employee, and its third party providers harmless or any variation of any of the foregoing, as a meta-tag, hidden textual element, or any other indicator that may create an impression of affiliation, sponsorship, or endorsement between any user and/or Website and Intech; collect or store information about others; upload, post, email, or otherwise transmit any advertising or promotional materials including without limitation “spam,” “junk mail,” “chain letters,” or similar material; upload, post, email, or otherwise transmit any material that contains viruses or other computer code, files, or programs that might interrupt, limit, or interfere with the functionality of this Website or equipment.
We will also, in our sole discretion, remove comments on this Website, where applicable, or on our other social media sites where we control the content that are clearly off-topic, make unsupported claims, promote unrelated content or spam, or are believed to be unlawful, abusive, offensive or inappropriate. The sites where we control the content, such as Facebook, LinkedIn, Twitter, etc., are owned by third parties unaffiliated with Intech. Intech does not control, is not responsible for and does not expressly or otherwise adopt or endorse any comments, opinions or expressions made by social media users, or the content, advertising, products, advice, opinions, recommendations or other content or materials on or available directly via hyperlinks from any social platform or website owned or operated by a third party.
Please keep in mind that social media platforms are public spaces. We encourage you to read the terms within each social media site to protect your privacy. Please avoid posting personal or confidential information specific to your account or relationship with Intech and/or its affiliates.
International Use
Due to the global nature of the Internet, you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Website, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States.
Applicable Law and Venue
You agree that the laws of the State of Florida in the United States of America, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute that might arise between you and Intech. If you take legal action relating to these Terms of Use, you agree to file such action only in the city of West Palm Beach, Florida, located in Palm Beach County, in the United States District Court for the Southern District of Florida, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.
We thank you for taking the time to read these Terms of Use and exploring our Website and our other social media venues.
Effective 2021-09-24
Europe Terms of Use
Please carefully read the following Terms of Use before using this Website.
This website is intended solely for the use of institutional investors, consultants, and other professionally recognized financial intermediaries in the United Kingdom and is not for general public distribution.
The words ‘Intech,’ ‘we,’ ‘us’ or ‘our’ used herein refer to Intech Investment Management LLC (“Intech”) and ‘you’ or ‘yourself’ may refer to an individual, Independent Financial Advisor, consultant, company, or other entity visiting this website.
In continuing to access or use Intech’s Website at www.intechinvestments.com (“Website”), you agree to be bound by these Terms of Use (“Terms of Use”) applicable to your use of this Website and any information obtained from it. If you do not agree to these Terms of Use, please do not use this Website or download or read content from it.
These Terms of Use are currently provided only in English.
Cookies: This website uses cookies to remember your preferences and to help us to improve this Website through the use of web analytics. By continuing without changing your cookie settings we will assume that you are happy to receive cookies for these two purposes. For full details on how to manage our cookies and how we use them, please see our Cookie Policy as well as the Cookies section within our Privacy Policy.
License
These Terms of Use grant you a limited, revocable, nonexclusive, non-transferable license to view, bookmark, download, store, and print the pages within this Website and the documents, graphics, and media incorporated on those pages. The pages within this Website may be used solely for personal, informational, and non-commercial purposes, provided that you do not change any copyright, trademark or other proprietary notices. You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer, redeliver, or sell any pages, data, information, software, products, or services obtained from this Website, unless you have obtained prior written permission from Intech. All intellectual and other property information contained in this Website shall continue to be held by us and no rights of any kind in it shall pass to you. Intech reserves all rights not expressly granted herein. You may download material displayed on this Website provided that you retain all copyright and other disclosures contained on the materials and do not modify them in any way.
General Advice Warning
The views and information contained in materials and other content on this Website are intended to be general in nature and do not constitute investment advice or recommendations by the authors(s) or Intech. Materials are provided for informational purposes only, and are not an offer or recommendation of any security or investment product, or a prediction of future performance. Any views expressed on this Website were prepared based upon information available at the time such views were written. Changes or additional information could cause such views to change.
The information provided is not an offer to sell or solicitation or offer to buy any security and does not, in any way, constitute investment advice, legal, tax, or other advice. Information provided does not constitute an offer or invitation to anyone in any jurisdiction to invest in any Intech strategy, financial instrument, or use any Intech service where such offer or invitation is not lawful or to anyone to whom it is unlawful to make such offer or invitation, and it has not been prepared in connection with any such offer or invitation. You will bear the sole responsibility of evaluating the merits and risks associated with the use of any content on this Website before making any type of decision based on such materials. None of the information contained on this Website constitutes personal recommendations nor advice. Product details should always be read in conjunction with product information materials, which are available on this Website.
General Cautions
Please note the following in your use of this Website:
- Information posted that is based on past performance is not necessarily a guide to future returns and no representation or warranty, express or implied, is made regarding future performance.
- Investing involves risk, including the loss of principal and fluctuation in value.
- The value of an investment and the income from it can fall as well as rise and you may not get back the amount originally invested.
- Current performance may be lower or higher than the performance information shown. Before investing in any investment strategy, please carefully consider the investment objectives, risks, charges, and expenses.
- Information containing any historical information, data, or analysis should not be taken as an indication or guarantee of any future performance, analysis, forecast, or prediction.
- Any portfolio risk management process discussed that includes an effort to monitor and manage risk, should not be confused with and does not imply low risk or the ability to control risk. No investment process can eliminate the possibility of negative random events driving performance for short periods.
- There is no guarantee that any investment strategy will achieve its objectives, generate profits, or avoid losses.
- Investors should note that tax treatment in relation to any investment will depend on your individual circumstances and may be subject to change in the future. Intech does not provide any regulatory, tax or legal advice.
- Nothing on any part of this Website is intended to be or should be understood as being personal financial product advice.
- Although the information contained herein has been obtained from sources believed to be reliable, its accuracy and completeness cannot be guaranteed.
Changes to this Website
We may revise these Terms of Use from time to time without any prior notice to you by posting a new version online, and you agree to be bound by such future revisions. It is your responsibility to periodically review this page to review any changes; the date on which these Terms of Use were last revised appears at the bottom of this page so that you can easily determine if we have made changes since you last time you reviewed these Terms of Use. Intech may modify, suspend, and restrict the use or availability of any portion of this Website without notice or liability, and reserves the right at any time and without notice to change, amend, or cease publication of any information on this Website. We may also terminate your access this Website at will and without notice.
Third Party Links, Content and Sites
Intech is not responsible for third party links, where applicable. Intech cannot control these sites and makes no representations, warranties, assurances, or endorsements regarding any information or security on those sites. Intech does not review, and cannot be responsible for, the content or continued accessibility of information posted by persons or entities that are not affiliated with Intech as well as third party sites that are linked to our Website, either with or without our permission. We do not represent or warrant that any information or services provided by such third parties are suitable, timely, accurate, complete, or reliable, and caution you that any use made of such information is at your own risk.
Some of the information contained on this Website may also have been prepared or provided by third parties and may not have been verified by us. You agree not to hold Intech liable for the content of any such site. We hereby exclude any liability arising out of any preparation or provision of such information for this Website and make no warranty as to the accuracy, suitability or completeness of any such information. No hypertext link to this Website may be established without our prior written consent, which applies regardless of the type of link used. The information on this Website must in no circumstances be copied in whole or in part on another Website, without our prior written consent. To request permission, please email marketing@intechinvestments.com.
With respect to institutional investors that have been referred to Intech’s website or downloaded content from the Savvy Investor website (www.savvyinvestor.net), Intech pays Savvy Investor a fee for the promotion of Intech’s white papers and other content, as well as for lead generation of Savvy Investor members who have downloaded Intech-related content from the Savvy Investor website.
Identifying Information
By electing to use this Website, you agree to provide true, accurate, current, and complete information about yourself when prompted or at any time afterwards. This helps us to verify your identity as an institutional investor, consultant, IFA, or other professionally recognised financial intermediary. You may not obtain or attempt to obtain unauthorized access to such parts of this Website, or to any other protected materials or information, through any means not intentionally made available by Intech for your specific use.
We understand that you may have entrusted us with certain private information. Intech never sells lists or information about persons who register on its Website to anyone. However, it is sometimes necessary to share information with companies that perform administrative services for us or on our behalf. These companies are required to use this information only for the services for which we hired them, and are not permitted to use or share this information for any other purpose.
Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via e-mail you do so at your own risk with the knowledge that a third party may intercept this information. Instructions sent by you via e-mail and to this Website are processed exclusively at your risk.
We take the privacy of our customers very seriously and we are concerned to protect your personal data. We believe it is important that you know how we treat the information about you that we receive through this website. Therefore we will only use your personal information as set out in our Privacy Policy.
We use cookies, small text files transferred to your browser by our website, to help with several aspects of your visit as outlined in our Cookie Policy.
Copyright and Trademark
All trademarks, service marks, logos, images, and icons (collectively “IP Marks”) are proprietary to Intech except those IP Marks that are the property of their respective owners. The content on this Website, including but not limited to text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, and code, is the property of Intech and is protected by U.S. and international copyright law. No permission is granted to copy, distribute, license, sublicense, modify, post, collect, harvest, scrape, or frame any text, graphics, video, audio, software codes, or user interface design or logos, except as otherwise provided in these Terms of Use.
Limitation of Liability and Indemnification
We are not liable to you in any manner in connection with this Website. Intech expressly disclaims all liability for errors and omissions on this Website and accessible content, and for the use or interpretation by others of information contained on this Website. As a condition of your use of this Website, you agree to hold Intech and its officers, directors, members, affiliates, employees, and its third party providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to legal and attorney’s fees) arising from the use of this Website, or from your violation of these Terms of Use. If you live in a jurisdiction that does not allow the limitation or exclusion of liability or incidental or consequential damages, some or all of these limitations and exclusions may not apply to you.
Intech shall not be liable for any loss or direct, indirect, incidental, consequential, exemplary, punitive or special damages arising from the use of, or reliance on, any part of this Website. Intech is not responsible for any damage to your computer, software, modem, telephone or other property from your use of this Website.
Intech will not be liable for any loss or damage caused by viruses or other technologically harmful material that may affect your computer equipment, computer programs, data or other proprietary material due to your use of this Website or to your downloading of any material posted on it, or on any Website linked to it. Because all servers have limited capacity, you agree to not use this Website in any manner that could damage or overburden any Intech server, or any network connected to it. As a condition of your use of this Website, you warrant to Intech that you will not use this Website for any purpose that is unlawful or prohibited by these Terms of Use.
Information contained on this Website has been obtained from sources believed to be reliable and Intech takes reasonable precautions to ensure the material is current and accurate. However, no representation, or warranty, expressed or implied, is being made as to the accuracy or completeness of information contained on this Website as there may be inadvertent technical or factual inaccuracies and typographical errors. We reserve the right to make changes and corrections at any time without notice. Intech cannot be held liable towards you for any direct or indirect consequence relating to the use of this information. All content on this Website is presented by the date published or indicated only, and may be superseded by subsequent market events or other reasons.
Access to this Website may be interrupted and may not always be accessible. Connectivity, and periods of volatile or unusual events, in particular, may affect systems availability or response time. We cannot be held responsible for any damages or losses, in particular but not limited to any damage caused by the interruption, withdrawal, or malfunctions of this Website or from any other cause relating to access to, inability to access, or use of this Website or these materials, whether or not the circumstances giving rise to such cause may have been within our control or of any vendor providing software or support services for this Website.
This includes failure of electronic or mechanical equipment or communications lines (including telephone, cable and internet), virus, unauthorized access, operator errors, theft, severe or extraordinary weather (including flood, earthquake, hurricane, tornado, volcano, or other acts of nature), war, insurrection, fire, terrorist act, riot, labour dispute and other labour problems, accident, emergency or action of government.
Disclaimer of Warranties and Severability
The information provided herein is provided “as is” and without warranties or conditions of any kind either expressed or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, continued availability, quality, accuracy, informational content, your particular purposes or needs, effort and system integration. No warranty or condition shall arise from any course of performance, course of dealing or usage of trade.
If any provision of these Terms of Use is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. Unless otherwise specified herein, these Terms of Use constitute the entire agreement between you and Intech with respect to this Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Intech with respect to this Website.
Prohibited Uses
You agree not to misuse this Website by knowingly introducing any type of virus, Trojans, worms, or other material that is technologically harmful and not attempt unauthorized access to this Website. Intech reserves the right to take all measures necessary to protect this Website, including denial or termination of access to this Website.
You agree not to directly or indirectly: use devices (including software) that are designed to provide repeated automated access to this Website, other than those made generally available by Intech, or to probe, scan, attempt to gain unauthorized access to this Website through hacking, password, or data mining, or any other means of circumventing any access-limiting, user authentication or security device, or to test the vulnerability of any system or network related in any way to this Website, without proper authorization; include “Intech,” any Intech trademark, any Intech officer, director, member, affiliates and employee, and its third party providers harmless or any variation of any of the foregoing, as a meta-tag, hidden textual element, or any other indicator that may create an impression of affiliation, sponsorship, or endorsement between any user and/or Website and Intech; collect or store information about others; upload, post, email, or otherwise transmit any advertising or promotional materials including without limitation “spam,” “junk mail,” “chain letters,” or similar material; upload, post, email, or otherwise transmit any material that contains viruses or other computer code, files, or programs that might interrupt, limit, or interfere with the functionality of this Website or equipment.
We will also, in our sole discretion, remove comments on this Website, where applicable, or on our other social media sites where we control the content that are clearly off-topic, make unsupported claims, promote unrelated content or spam, or are believed to be unlawful, abusive, offensive or inappropriate. The sites where we control the content, such as Facebook, LinkedIn, Twitter, etc., are owned by third parties unaffiliated with Intech. Intech does not control, is not responsible for and does not expressly or otherwise adopt or endorse any comments, opinions or expressions made by social media users, or the content, advertising, products, advice, opinions, recommendations or other content or materials on or available directly via hyperlinks from any social platform or website owned or operated by a third party.
Please keep in mind that social media platforms are public spaces. We encourage you to read the terms within each social media site to protect your privacy. Please avoid posting personal or confidential information specific to your account or relationship with Intech and/or its affiliates.
International Use
Due to the global nature of the Internet, you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Website, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States.
Applicable Law and Venue
You agree that the laws of the State of Florida in the United States of America, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute that might arise between you and Intech. If you take legal action relating to these Terms of Use, you agree to file such action only in the city of West Palm Beach, Florida, located in Palm Beach County, in the United States District Court for the Southern District of Florida, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.
By accessing, viewing, and using this Website, you represent that you understand and accept unconditionally, these Terms of Use set forth above, which may be modified from time to time. The date at the bottom of this Privacy Policy indicates when it was last updated.
Thank you for taking the time to read these Terms of Use and exploring our Website.
Effective 2022-04-01
Europe Terms of Use
Please carefully read the following Terms of Use before using this Website.
This website is intended solely for the use of institutional investors, consultants, and other professionally recognized financial intermediaries in the United Kingdom and is not for general public distribution.
The words ‘Intech,’ ‘we,’ ‘us’ or ‘our’ used herein refer to Intech Investment Management LLC (“Intech”) and ‘you’ or ‘yourself’ may refer to an individual, Independent Financial Advisor, consultant, company, or other entity visiting this website.
In continuing to access or use Intech’s Website at www.intechinvestments.com (“Website”), you agree to be bound by these Terms of Use (“Terms of Use”) applicable to your use of this Website and any information obtained from it. If you do not agree to these Terms of Use, please do not use this Website or download or read content from it.
These Terms of Use are currently provided only in English.
Cookies: This website uses cookies to remember your preferences and to help us to improve this Website through the use of web analytics. By continuing without changing your cookie settings we will assume that you are happy to receive cookies for these two purposes. For full details on how to manage our cookies and how we use them, please see our Cookie Policy as well as the Cookies section within our Privacy Policy.
License
These Terms of Use grant you a limited, revocable, nonexclusive, non-transferable license to view, bookmark, download, store, and print the pages within this Website and the documents, graphics, and media incorporated on those pages. The pages within this Website may be used solely for personal, informational, and non-commercial purposes, provided that you do not change any copyright, trademark or other proprietary notices. You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer, redeliver, or sell any pages, data, information, software, products, or services obtained from this Website, unless you have obtained prior written permission from Intech. All intellectual and other property information contained in this Website shall continue to be held by us and no rights of any kind in it shall pass to you. Intech reserves all rights not expressly granted herein. You may download material displayed on this Website provided that you retain all copyright and other disclosures contained on the materials and do not modify them in any way.
General Advice Warning
The views and information contained in materials and other content on this Website are intended to be general in nature and do not constitute investment advice or recommendations by the authors(s) or Intech. Materials are provided for informational purposes only, and are not an offer or recommendation of any security or investment product, or a prediction of future performance. Any views expressed on this Website were prepared based upon information available at the time such views were written. Changes or additional information could cause such views to change.
The information provided is not an offer to sell or solicitation or offer to buy any security and does not, in any way, constitute investment advice, legal, tax, or other advice. Information provided does not constitute an offer or invitation to anyone in any jurisdiction to invest in any Intech strategy, financial instrument, or use any Intech service where such offer or invitation is not lawful or to anyone to whom it is unlawful to make such offer or invitation, and it has not been prepared in connection with any such offer or invitation. You will bear the sole responsibility of evaluating the merits and risks associated with the use of any content on this Website before making any type of decision based on such materials. None of the information contained on this Website constitutes personal recommendations nor advice. Product details should always be read in conjunction with product information materials, which are available on this Website.
General Cautions
Please note the following in your use of this Website:
- Information posted that is based on past performance is not necessarily a guide to future returns and no representation or warranty, express or implied, is made regarding future performance.
- Investing involves risk, including the loss of principal and fluctuation in value.
- The value of an investment and the income from it can fall as well as rise and you may not get back the amount originally invested.
- Current performance may be lower or higher than the performance information shown. Before investing in any investment strategy, please carefully consider the investment objectives, risks, charges, and expenses.
- Information containing any historical information, data, or analysis should not be taken as an indication or guarantee of any future performance, analysis, forecast, or prediction.
- Any portfolio risk management process discussed that includes an effort to monitor and manage risk, should not be confused with and does not imply low risk or the ability to control risk. No investment process can eliminate the possibility of negative random events driving performance for short periods.
- There is no guarantee that any investment strategy will achieve its objectives, generate profits, or avoid losses.
- Investors should note that tax treatment in relation to any investment will depend on your individual circumstances and may be subject to change in the future. Intech does not provide any regulatory, tax or legal advice.
- Nothing on any part of this Website is intended to be or should be understood as being personal financial product advice.
- Although the information contained herein has been obtained from sources believed to be reliable, its accuracy and completeness cannot be guaranteed.
Changes to this Website
We may revise these Terms of Use from time to time without any prior notice to you by posting a new version online, and you agree to be bound by such future revisions. It is your responsibility to periodically review this page to review any changes; the date on which these Terms of Use were last revised appears at the bottom of this page so that you can easily determine if we have made changes since you last time you reviewed these Terms of Use. Intech may modify, suspend, and restrict the use or availability of any portion of this Website without notice or liability, and reserves the right at any time and without notice to change, amend, or cease publication of any information on this Website. We may also terminate your access this Website at will and without notice.
Third Party Links, Content and Sites
Intech is not responsible for third party links, where applicable. Intech cannot control these sites and makes no representations, warranties, assurances, or endorsements regarding any information or security on those sites. Intech does not review, and cannot be responsible for, the content or continued accessibility of information posted by persons or entities that are not affiliated with Intech as well as third party sites that are linked to our Website, either with or without our permission. We do not represent or warrant that any information or services provided by such third parties are suitable, timely, accurate, complete, or reliable, and caution you that any use made of such information is at your own risk.
Some of the information contained on this Website may also have been prepared or provided by third parties and may not have been verified by us. You agree not to hold Intech liable for the content of any such site. We hereby exclude any liability arising out of any preparation or provision of such information for this Website and make no warranty as to the accuracy, suitability or completeness of any such information. No hypertext link to this Website may be established without our prior written consent, which applies regardless of the type of link used. The information on this Website must in no circumstances be copied in whole or in part on another Website, without our prior written consent. To request permission, please email marketing@intechinvestments.com.
With respect to institutional investors that have been referred to Intech’s website or downloaded content from the Savvy Investor website www.savvyinvestor.net, Intech pays Savvy Investor a fee for the promotion of Intech’s white papers and other content, as well as for lead generation of Savvy Investor members who have downloaded Intech-related content from the Savvy Investor website.
Identifying Information
By electing to use this Website, you agree to provide true, accurate, current, and complete information about yourself when prompted or at any time afterwards. This helps us to verify your identity as an institutional investor, consultant, IFA, or other professionally recognised financial intermediary. You may not obtain or attempt to obtain unauthorized access to such parts of this Website, or to any other protected materials or information, through any means not intentionally made available by Intech for your specific use.
We understand that you may have entrusted us with certain private information. Intech never sells lists or information about persons who register on its Website to anyone. However, it is sometimes necessary to share information with companies that perform administrative services for us or on our behalf. These companies are required to use this information only for the services for which we hired them, and are not permitted to use or share this information for any other purpose.
Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via e-mail you do so at your own risk with the knowledge that a third party may intercept this information. Instructions sent by you via e-mail and to this Website are processed exclusively at your risk.
We take the privacy of our customers very seriously and we are concerned to protect your personal data. We believe it is important that you know how we treat the information about you that we receive through this website. Therefore we will only use your personal information as set out in our Privacy Policy.
We use cookies, small text files transferred to your browser by our website, to help with several aspects of your visit as outlined in our Cookie Policy.
Copyright and Trademark
All trademarks, service marks, logos, images, and icons (collectively “IP Marks”) are proprietary to Intech except those IP Marks that are the property of their respective owners. The content on this Website, including but not limited to text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, and code, is the property of Intech and is protected by U.S. and international copyright law. No permission is granted to copy, distribute, license, sublicense, modify, post, collect, harvest, scrape, or frame any text, graphics, video, audio, software codes, or user interface design or logos, except as otherwise provided in these Terms of Use.
Limitation of Liability and Indemnification
We are not liable to you in any manner in connection with this Website. Intech expressly disclaims all liability for errors and omissions on this Website and accessible content, and for the use or interpretation by others of information contained on this Website. As a condition of your use of this Website, you agree to hold Intech and its officers, directors, members, affiliates, employees, and its third party providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to legal and attorney’s fees) arising from the use of this Website, or from your violation of these Terms of Use. If you live in a jurisdiction that does not allow the limitation or exclusion of liability or incidental or consequential damages, some or all of these limitations and exclusions may not apply to you.
Intech shall not be liable for any loss or direct, indirect, incidental, consequential, exemplary, punitive or special damages arising from the use of, or reliance on, any part of this Website. Intech is not responsible for any damage to your computer, software, modem, telephone or other property from your use of this Website.
Intech will not be liable for any loss or damage caused by viruses or other technologically harmful material that may affect your computer equipment, computer programs, data or other proprietary material due to your use of this Website or to your downloading of any material posted on it, or on any Website linked to it. Because all servers have limited capacity, you agree to not use this Website in any manner that could damage or overburden any Intech server, or any network connected to it. As a condition of your use of this Website, you warrant to Intech that you will not use this Website for any purpose that is unlawful or prohibited by these Terms of Use.
Information contained on this Website has been obtained from sources believed to be reliable and Intech takes reasonable precautions to ensure the material is current and accurate. However, no representation, or warranty, expressed or implied, is being made as to the accuracy or completeness of information contained on this Website as there may be inadvertent technical or factual inaccuracies and typographical errors. We reserve the right to make changes and corrections at any time without notice. Intech cannot be held liable towards you for any direct or indirect consequence relating to the use of this information. All content on this Website is presented by the date published or indicated only, and may be superseded by subsequent market events or other reasons.
Access to this Website may be interrupted and may not always be accessible. Connectivity, and periods of volatile or unusual events, in particular, may affect systems availability or response time. We cannot be held responsible for any damages or losses, in particular but not limited to any damage caused by the interruption, withdrawal, or malfunctions of this Website or from any other cause relating to access to, inability to access, or use of this Website or these materials, whether or not the circumstances giving rise to such cause may have been within our control or of any vendor providing software or support services for this Website.
This includes failure of electronic or mechanical equipment or communications lines (including telephone, cable and internet), virus, unauthorized access, operator errors, theft, severe or extraordinary weather (including flood, earthquake, hurricane, tornado, volcano, or other acts of nature), war, insurrection, fire, terrorist act, riot, labour dispute and other labour problems, accident, emergency or action of government.
Disclaimer of Warranties and Severability
The information provided herein is provided “as is” and without warranties or conditions of any kind either expressed or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, continued availability, quality, accuracy, informational content, your particular purposes or needs, effort and system integration. No warranty or condition shall arise from any course of performance, course of dealing or usage of trade.
If any provision of these Terms of Use is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. Unless otherwise specified herein, these Terms of Use constitute the entire agreement between you and Intech with respect to this Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Intech with respect to this Website.
Prohibited Uses
You agree not to misuse this Website by knowingly introducing any type of virus, Trojans, worms, or other material that is technologically harmful and not attempt unauthorized access to this Website. Intech reserves the right to take all measures necessary to protect this Website, including denial or termination of access to this Website.
You agree not to directly or indirectly: use devices (including software) that are designed to provide repeated automated access to this Website, other than those made generally available by Intech, or to probe, scan, attempt to gain unauthorized access to this Website through hacking, password, or data mining, or any other means of circumventing any access-limiting, user authentication or security device, or to test the vulnerability of any system or network related in any way to this Website, without proper authorization; include “Intech,” any Intech trademark, any Intech officer, director, member, affiliates and employee, and its third party providers harmless or any variation of any of the foregoing, as a meta-tag, hidden textual element, or any other indicator that may create an impression of affiliation, sponsorship, or endorsement between any user and/or Website and Intech; collect or store information about others; upload, post, email, or otherwise transmit any advertising or promotional materials including without limitation “spam,” “junk mail,” “chain letters,” or similar material; upload, post, email, or otherwise transmit any material that contains viruses or other computer code, files, or programs that might interrupt, limit, or interfere with the functionality of this Website or equipment.
We will also, in our sole discretion, remove comments on this Website, where applicable, or on our other social media sites where we control the content that are clearly off-topic, make unsupported claims, promote unrelated content or spam, or are believed to be unlawful, abusive, offensive or inappropriate. The sites where we control the content, such as Facebook, LinkedIn, Twitter, etc., are owned by third parties unaffiliated with Intech. Intech does not control, is not responsible for and does not expressly or otherwise adopt or endorse any comments, opinions or expressions made by social media users, or the content, advertising, products, advice, opinions, recommendations or other content or materials on or available directly via hyperlinks from any social platform or website owned or operated by a third party.
Please keep in mind that social media platforms are public spaces. We encourage you to read the terms within each social media site to protect your privacy. Please avoid posting personal or confidential information specific to your account or relationship with Intech and/or its affiliates.
International Use
Due to the global nature of the Internet, you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Website, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States.
Applicable Law and Venue
You agree that the laws of the State of Florida in the United States of America, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute that might arise between you and Intech. If you take legal action relating to these Terms of Use, you agree to file such action only in the city of West Palm Beach, Florida, located in Palm Beach County, in the United States District Court for the Southern District of Florida, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.
By accessing, viewing, and using this Website, you represent that you understand and accept unconditionally, these Terms of Use set forth above, which may be modified from time to time. The date at the bottom of this Privacy Policy indicates when it was last updated.
Thank you for taking the time to read these Terms of Use and exploring our Website.
Effective 2022-04-01
Australia Terms of Use
Please take a moment to read these Terms and Use before exploring this Website. If you do not agree to these Terms of Use, please do not use this Website or download or read content from it.
The words ‘Intech,’ ‘we,’ ‘us’ or ‘our’ used herein refer to Intech Investment Management LLC (“Intech”) and ‘you’ or ‘yourself’ may refer to an individual, Independent Financial Advisor, consultant, company, or other entity visiting this Website.
This Website is issued by Intech Investment Management LLC (“Intech”).
Intech is permitted to provide certain financial services to wholesale clients pursuant to an exemption from the need to hold an Australian financial services licence under the Australian Corporations Act 2001. Intech is regulated by the United States Securities & Exchange Commission (SEC) under U.S. laws, which differ from Australian laws.
The material on this website is not intended for distribution to, nor should it be relied upon by, retail clients. If you are a retail or individual investor, then please leave this Website.
Unless stated otherwise, information on this Website is provided by the issuer of the applicable financial product.
By accessing Intech’s Website at www.intechinvestments.com (“Website”), you agree to be subject to these Terms of Use set forth herein as well as any other notices, disclaimers, and links to other policies contained on this Website.
This Website is reserved exclusively for non-U.S. persons and should not be accessed by any person in the United States. A “U.S. Person” is defined by U.S. laws and regulations in force from time to time. If you are resident in the U.S., or as a corporation or other entity are organised under U.S. law or administered by or operated for the benefit of a legal or natural U.S. person, you should take professional advice to determine whether you are a U.S. Person and you should not access this Website until you are sure that you are not a “U.S. Person”.
Information contained on this Website is published solely for general informative purposes and is intended only for wholesale clients (as defined by section 761G of the Corporations Act 2001) and their professional consultants and investment advisers who are knowledgeable and experienced in the financial services market and in investment products of this nature.
The information contained on this Website is believed to be accurate and current at the time of compilation and is provided in good faith. Intech does not accept any responsibility arising in any way (including negligence) for errors in or omissions from information contained on this Website or for any loss or damage (whether direct, indirect or otherwise) suffered by the recipient of the information contained on this Website, or any other person. Intech does not accept any legal responsibility for material published on third party linked sites.
We may revise these Terms of Use from time to time without any prior notice to you by posting a new version online, and you agree to be bound by such future revisions. It is your responsibility to periodically review this page to review any changes; the date on which these Terms of Use were last revised appears at the bottom of this page so that you can easily determine if we have made changes since you last time you reviewed these Terms of Use. Intech may modify, suspend, and restrict the use or availability of any portion of this Website without notice or liability, and reserves the right at any time and without notice to change, amend, or cease publication of any information on this Website. We may also terminate your access this Website at will and without notice.
These Terms of Use are currently provided only in English.
Cookies: This website uses cookies to remember your preferences and to help us to improve this Website through the use of web analytics. By continuing without changing your cookie settings we will assume that you are happy to receive cookies for these two purposes. For full details on how to manage our cookies and how we use them, please see our Cookie Policy as well as the Cookies section within our Privacy Policy.
Identifying Information
By electing to use this Website, you agree to provide true, accurate, current, and complete information about yourself when prompted or at any time afterwards. This helps us to verify your identity as a wholesale client. You may not obtain or attempt to obtain unauthorized access to such parts of this site, or to any other protected materials or information, through any means not intentionally made available by Intech for your specific use.
We understand that you may have entrusted us with certain private information. Intech never sell lists or information about persons who register on its Website to anyone. However, it is sometimes necessary to share information with companies that perform administrative services for us or on our behalf. These companies are required to use this information only for the services for which we hired them, and are not permitted to use or share this information for any other purpose. For more information about our privacy practices and use of your information, please view our Privacy Policy.
General Advice Warning
The views and information contained in materials and other content on this Website are intended to be for general informative purposes and should not be relied upon as financial product advice. This content has been prepared without taking into account the objectives, financial situation or needs of any person. Before making an investment decision you should consider the appropriateness of the information on this website having regard to these matters and where relevant read any disclosure document relating to a financial product. You should also consider obtaining independent advice before making any investment decisions.
Materials are provided for informational purposes only, and are not an offer or recommendation of any security or investment product, or a prediction of future performance. Any views expressed on this Website were prepared based upon information available at the time such views were written. Changes or additional information could cause such views to change.
The information provided is not an offer to sell or solicitation or offer to buy any security and does not, in any way, constitute investment advice, legal, tax, or other advice. Information provided does not constitute an offer or invitation to anyone in any jurisdiction to invest in any Intech strategy, financial instrument, or use any Intech service where such offer or invitation is not lawful or to anyone to whom it is unlawful to make such offer or invitation, and it has not been prepared in connection with any such offer or invitation. You will bear the sole responsibility of evaluating the merits and risks associated with the use of any content on this Website before making any type of decision based on such materials.
General Cautions
Please note the following in your use of this Website:
- Information posted that is based on past performance is not necessarily a guide to future returns and no representation or warranty, express or implied, is made regarding future performance. Investing involves risk, including the loss of principal and fluctuation in value.
- The value of an investment and the income from it can fall as well as rise and you may not get back the amount originally invested.
- Current performance may be lower or higher than the performance information shown. Before investing in any investment strategy, please carefully consider the investment objectives, risks, charges, and expenses.
- Information containing any historical information, data, or analysis should not be taken as an indication or guarantee of any future performance, analysis, forecast, or prediction.
- Any portfolio risk management process discussed that includes an effort to monitor and manage risk, should not be confused with and does not imply low risk or the ability to control risk. No investment process can eliminate the possibility of negative random events driving performance for short periods.
- There is no guarantee that any investment strategy will achieve its objectives, generate profits, or avoid losses.
- Investors should note that tax treatment in relation to any investment will depend on your individual circumstances and may be subject to change in the future. Intech does not provide any regulatory, tax or legal advice.
- Nothing on any part of this Website is intended to be or should be understood as being personal financial product advice.
- Although the information contained herein has been obtained from sources believed to be reliable, its accuracy and completeness cannot be guaranteed.
Geographical Restrictions
Intech makes the financial products and services available through this Website only to Australian wholesale clients and nothing on this Website is an offer to anyone outside Australia to acquire a financial product or service. Access to this Website may be restricted by law in certain jurisdictions and the information contained on this Website should not be relied on by anyone in any country other than Australia.
If you proceed to use this Website, we are entitled to take that use as your assurance that you are resident for tax and investment purposes in Australia. If this is not the case, please return to www.intechinvestments.com and choose the appropriate jurisdiction, where you will find investment products and services that are available to you.
Intellectual Property Rights and Use of Content
All trademarks, service marks, logos, images, and icons (collectively “IP Marks”) are proprietary to Intech except those IP Marks that are the property of their respective owners. The content on this Website, including but not limited to text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, and code, is the property of Intech and is protected by U.S. and international copyright law. No permission is granted to copy, distribute, license, sublicense, modify, post, collect, harvest, scrape, or frame any text, graphics, video, audio, software codes, or user interface design or logos, except as otherwise provided in these Terms of Use.
License
These Terms of Use grant you a limited, revocable, nonexclusive, non-transferable license to view, bookmark, download, store, and print the pages within this Website and the documents, graphics, and media incorporated on those pages. The pages within this Website may be used solely for personal, informational, and non-commercial purposes, provided that you do not change any copyright, trademark or other proprietary notices. You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer, redeliver, or sell any pages, data, information, software, products, or services obtained from this Website, unless you have obtained prior written permission from Intech. All intellectual and other property information contained in this Website shall continue to be held by us and no rights of any kind in it shall pass to you. Intech reserves all rights not expressly granted herein. You may download material displayed on this Website provided that you retain all copyright and other disclosures contained on the materials and do not modify them in any way.
Third Party Content
Intech is not responsible for third party links, where applicable. Intech cannot control these sites and makes no representations, warranties, assurances, or endorsements regarding any information or security on those sites. Intech does not review, and cannot be responsible for, the content or continued accessibility of information posted by persons or entities that are not affiliated with Intech as well as third party sites that are linked to our Website, either with or without our permission. We do not represent or warrant that any information or services provided by such third parties are suitable, timely, accurate, complete, or reliable, and caution you that any use made of such information is at your own risk.
Some of the information contained on this Website may also have been prepared or provided by third parties and may not have been verified by us. You agree not to hold Intech liable for the content of any such site. We hereby exclude any liability arising out of any preparation or provision of such information for this Website and make no warranty as to the accuracy, suitability or completeness of any such information. No hypertext link to this Website may be established without our prior written consent, which applies regardless of the type of link used. The information on this Website must in no circumstances be copied in whole or in part on another Website, without our prior written consent. To request permission, please email marketing@intechinvestments.com.
With respect to institutional investors that have been referred to Intech’s website or downloaded content from the Savvy Investor website www.savvyinvestor.net, Intech pays Savvy Investor a fee for the promotion of Intech’s white papers and other content, as well as for lead generation of Savvy Investor members who have downloaded Intech-related content from the Savvy Investor website.
Our Responsibility to You
We will always endeavour to provide a reliable and secure Website. However, the internet is an imperfect medium and is susceptible to interruption and error. In particular, messages sent electronically may not be secure. We recommend that you do not send any confidential information to us via electronic methods. If you choose to send any confidential information to us this way, you do so at your own risk and in the knowledge that a third party may intercept this information.
Whilst we believe that the information contained on this Website is accurate, we do not guarantee its accuracy or completeness and we disclaim all representations and warranties of any kind in respect of that information. Please conduct your own checks on any information obtained from this site before relying or acting upon it in any way.
Limitation of Liability and Indemnification
We are not liable to you in any manner in connection with this Website. Intech expressly disclaims all liability for errors and omissions on this Website and accessible content, and for the use or interpretation by others of information contained on this Website. As a condition of your use of this Website, you agree to hold Intech and its officers, directors, members, affiliates, and employees, and its third party providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to legal and attorney’s fees) arising from the use of this Website, or from your violation of these Terms of Use. If you live in a jurisdiction that does not allow the limitation or exclusion of liability or incidental or consequential damages, some or all of these limitations and exclusions may not apply to you.
Intech shall not be liable for any loss or direct, indirect, incidental, consequential, exemplary, punitive or special damages arising from the use of, or reliance on, any part of this Website. Intech is not responsible for any damage to your computer, software, modem, telephone or other property from your use of this Website.
Intech will not be liable for any loss or damage caused by viruses or other technologically harmful material that may affect your computer equipment, computer programs, data or other proprietary material due to your use of this Website or to your downloading of any material posted on it, or on any Website linked to it. Because all servers have limited capacity, you agree to not use this Website in any manner that could damage or overburden any Intech server, or any network connected to it. As a condition of your use of this Website, you warrant to Intech that you will not use this Website for any purpose that is unlawful or prohibited by these Terms of Use.
Information contained on this Website has been obtained from sources believed to be reliable and Intech takes reasonable precautions to ensure the material is current and accurate. However, no representation, warranty or condition, expressed or implied, is being made as to the accuracy or completeness of information contained on this Website as there may be inadvertent technical or factual inaccuracies and typographical errors. We reserve the right to make changes and corrections at any time without notice. Intech cannot be held liable for any direct or indirect consequence relating to the use of this information. All content on this Website is presented by the date published or indicated only, and may be superseded by subsequent market events or other reasons.
Access to this Website may be interrupted and may not always be accessible. Connectivity, and periods of volatile or unusual events, in particular, may affect systems availability or response time. We cannot be held responsible for any damages or losses, in particular but not limited to any damage caused by the interruption, withdrawal, or malfunctions of this Website or from any other cause relating to access to, inability to access, or use of this Website or these materials, whether or not the circumstances giving rise to such cause may have been within our control or of any vendor providing software or support services for this Website.
This includes failure of electronic or mechanical equipment or communications lines (including telephone, cable and internet), virus, unauthorized access, operator errors, theft, severe or extraordinary weather (including flood, earthquake, hurricane, tornado, volcano, or other acts of nature), war, insurrection, fire, terrorist act, riot, labour dispute and other labour problems, accident, emergency or action of government.
Disclaimer of Warranties and Severability
The information provided herein is provided “as is” and without warranties or conditions of any kind either expressed or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, continued availability, quality, accuracy, informational content, your particular purposes or needs, effort and system integration. No warranty or condition shall arise from any course of performance, course of dealing or usage of trade.
If any provision of these Terms of Use is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. Unless otherwise specified herein, these Terms of Use constitute the entire agreement between you and Intech with respect to this Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Intech with respect to this Website.
Prohibited Uses
You agree not to misuse this Website by knowingly introducing any type of virus, Trojans, worms, or other material that is technologically harmful and not attempt unauthorized access to this Website. Intech reserves the right to take all measures necessary to protect this Website, including denial or termination of access to this Website.
You agree not to directly or indirectly: use devices (including software) that are designed to provide repeated automated access to this Website, other than those made generally available by Intech, or to probe, scan, attempt to gain unauthorized access to this Website through hacking, password, or data mining, or any other means of circumventing any access-limiting, user authentication or security device, or to test the vulnerability of any system or network related in any way to this Website, without proper authorization; include “Intech,” any Intech trademark, any Intech officer, director, member, affiliates and employee, and its third party providers harmless or any variation of any of the foregoing, as a meta-tag, hidden textual element, or any other indicator that may create an impression of affiliation, sponsorship, or endorsement between any user and/or Website and Intech; collect or store information about others; upload, post, email, or otherwise transmit any advertising or promotional materials including without limitation “spam,” “junk mail,” “chain letters,” or similar material; upload, post, email, or otherwise transmit any material that contains viruses or other computer code, files, or programs that might interrupt, limit, or interfere with the functionality of this Website or equipment.
We will also, in our sole discretion, remove comments on this Website, where applicable, or on our other social media sites where we control the content that are clearly off-topic, make unsupported claims, promote unrelated content or spam, or are believed to be unlawful, abusive, offensive or inappropriate. These sites, such as Facebook, LinkedIn, Twitter, etc., are owned by third parties unaffiliated with Intech. Intech does not control, is not responsible for and does not expressly or otherwise adopt or endorse any comments, opinions or expressions made by social media users, or the content, advertising, products, advice, opinions, recommendations or other content or materials on or available directly via hyperlinks from any social platform or website owned or operated by a third party.
Please keep in mind that social media platforms are public spaces. We encourage you to read the terms within each social media site to protect your privacy. Please avoid posting personal or confidential information specific to your account or relationship with Intech and/or its affiliates.
Privacy
At Intech, we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth), as amended (“Privacy Act”). We take the privacy of our clients very seriously and we are concerned to protect your personal data. We believe it is important that you know how we treat the information about you that we receive through this Website.
In general, you may visit this Website without revealing any information about yourself. This information is anonymous and we aggregate it to measure the use of and to improve the content of our Website. We believe it is important that you know how we treat the information about you that we receive through this website. Therefore we will only use your personal information as set out in our Privacy Policy, which describes our current policies and practices in relation to the handling and use of personal information. Please check our Privacy Policy regularly for changes. Your continued use of this Website after this Privacy Policy has changed will confirm your agreement to the revised Privacy Policy.
Cookies
Intech uses cookies and similar technologies to track users’ movements around the Website, and gather demographic information about our user base as a whole to analyze trends and evaluate the Website. We also use cookies to administer the Website and to help you personalize your online experience.
A cookie is a text file that is placed on your hard disk by a Web server. Cookies are not used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to your computer, and can only be read by a Web server in the Internet domain that issued the cookie. One of the primary purposes of cookies is to provide a convenience feature to save you time by telling the Web server that you have returned to a specific page. For example, if you register for downloadable content on our Website, a cookie helps us to recall your specific information on subsequent visits so that when you return to the Website, the information you previously provided can be retrieved, bypassing the need to register again.
You should be aware that cookies and other similar identification methods may be used to associate you (as a user) with the computer or device that you are using. These cookies do not reveal your identity to us or provide us with personally identifiable information about your use of the Website.
Some cookies may be stored on your computer and are not deleted when you close your browser. These permanent cookies retain your preferences for a particular website, allowing those preferences to remain for future browsing sessions, but do not collect information from you.
Intech also uses cookies to keep track of the pages you (as a user along with other users) visit in order to determine what portion of the Website is the most popular or most used. This data is used to deliver customized content within the Website to users whose behavior indicates that they are interested in a particular subject area. You may opt-out of communications from us at any time or manage your email preferences to select the types of communications you would like to receive in the future.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Website.
Refer to our Cookie Policy for additional information.
For more information about deleting or blocking cookies, please visit www.allaboutcookies.org.
International Use
Due to the global nature of the Internet, you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Website, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States.
Applicable Law and Venue
Except as required by the conditions imposed by ASIC Class Order [CO 03/1100], you agree that the laws of the State of Florida in the United States of America, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute that might arise between you and Intech and if you take legal action relating to these Terms of Use, you agree to file such action only in the city of West Palm Beach, Florida, located in Palm Beach County, in the United States District Court for the Southern District of Florida, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.
We thank you for taking the time to read these Terms of Use and exploring our Website.
Effective 2022-04-01
